Insurance fraud training for carriers, adjusters, agents and investigators

Continuing education

Insurance fraud continuing education for agents and producers

Agent CE that protects your book of business. Learn how insurance fraud reaches agencies, the red flags at the point of sale, and your role in reporting it, and earn state-approved CE credit.

Why NATG

Fraud knowledge agents can use

Agents are often the first to see a fraud scheme: an application that does not add up, a policy bought just before a loss, or a client pressured by a runner or a bad repair shop. Our courses teach you to spot these schemes and what to do next.

Many carriers also require their appointed agents to complete annual anti-fraud training. We offer that course too, with a certificate to send your carriers.

The NATG difference

What you get

  • Insurance fraud is our specialty, not one topic among dozens
  • Courses written by insurance fraud, SIU and claims professionals
  • Founded and led by Frederick Wharton: 30+ years in insurance fraud, accredited instructor in all 50 states
  • The same fraud training NATG provides to insurers, TPAs and self-insureds for their own staff
  • A path from CE to the IFC, CIAFP and CPII certifications

Course topics

Insurance fraud topics you can use on the job

Topics across our insurance fraud CE library. Each course listing shows its hours and state approvals.

  • Introduction to insurance fraud
  • Application and underwriting fraud
  • Fraud indicators at the point of sale
  • Staged automobile accidents
  • Auto theft
  • Auto body and repair shop fraud
  • Property and catastrophe fraud
  • Workers compensation fraud
  • Health care fraud
  • Life and disability insurance fraud
  • Reporting suspected fraud

State approvals

States with approved agent and producer CE courses

Approvals change and vary by course. Check the course listing in the catalog for its current state approvals and credit hours before you buy.

Requirements

Agent CE requirements by state

Checked October 2026 against each state's insurance department rules. Select a state for the details.

StateCE requiredSource
Arkansas24 hours every 2 years, 3 ethicsArkansas Rule 50
California24 hours every 2 years, 3 ethics incl. 1 hour insurance fraudCalifornia Department of Insurance CE requirements
Georgia24 hours every 2 years, 3 ethicsGeorgia Rule 120-2-3-.15
Indiana24 hours every 2 yearsIndiana Department of Insurance CE requirements
Kentucky24 hours every 2 years, 3 ethicsKRS 304.9-295
Louisiana24 hours every 2 years, 3 ethicsLouisiana Department of Insurance CE requirements
Maine24 hours every 2 years, 3 ethicsMaine Bureau of Insurance CE requirements
Maryland24 hours every 2 years, 3 ethicsMaryland producer CE credit requirements
Massachusetts45 hours every 3 years (60 before first renewal)211 CMR 50.00
New Hampshire24 hours every 2 years, 3 ethicsN.H. Admin. Rules Ins 1300
North Carolina24 hours every 2 years, 3 ethicsNCDOI continuing education
Oklahoma24 hours every 2 years, 3 ethicsOklahoma Insurance Department CE requirements
Texas24 hours every 2 years, 3 ethicsTDI continuing education

California agents

California agents: 3-hour ethics with the required fraud hour

Since March 1, 2023, every California agent must complete 1 hour of insurance fraud training inside the 3 required ethics hours, before every renewal. NATG offers a California-approved 3-hour ethics course that includes the fraud hour.

Agency compliance

Also need annual anti-fraud training for your agency?

How it works

Earn your CE online

  • Interactive online courses, available anywhere with internet access
  • Group sessions at your office location
  • Instant online registration
  • Completion reported directly to the insurance department
  • Courses accredited by each state and meeting its CE provider requirements

Questions

Frequently asked questions

Do NATG courses count toward my agent license CE?

NATG agent courses are approved in the states listed on this page. Each course listing in the catalog shows its current state approvals and credit hours. In most states our insurance fraud courses count as optional or elective credit.

Is this the same as the annual agent anti-fraud training my carriers ask for?

No. CE counts toward your license renewal. Many carriers separately ask appointed agents to complete annual anti-fraud training, which is our independent agent and broker course.

Are the courses online?

Yes. Courses are interactive and online, available anywhere with internet access. Group sessions at your agency are also available.

How is my completion reported?

NATG reports completion directly to the insurance department for approved courses.

Can I train my whole agency?

Yes. We offer group pricing and can track every producer's training for you.

Start your CE today

Open the catalog, check your state's approval and begin right away.