Arkansas
23 CAR 26: 3 hours a year for fraud investigators; plan training for staff.
State requirements
Insurance anti-fraud training requirements by state
Many states require insurers to train integral personnel on fraud as part of their SIU fraud plan. NATG provides compliance training for these 22 jurisdictions, in versions for every line of business and department.
Jurisdictions
22 jurisdictions with NATG compliance courses
California
10 CCR 2698.39: new-hire orientation in 90 days, annual in-service, 5 SIU hours.
Colorado
C.R.S. 10-1-128: anti-fraud plan must educate appropriate employees.
Connecticut
38a-356: annual auto fraud report; no training mandate identified.
District of Columbia
D.C. Code 22-3225.09: employee orientation on fraud; SIU report by March 31.
Florida
Fla. Stat. 626.9891: 2 hours initial, then a 1-hour course every year.
Kentucky
806 KAR 47:010: train all claims handlers to identify fraud; SIU continuing education plan.
Louisiana
R.S. 22:572.1: anti-fraud plan must educate employees on fraud detection; filed by April 1.
Maine
24-A M.R.S. 2186: educate appropriate employees on the antifraud plan and fraud detection.
Maryland
COMAR 31.04.15.05: 2-hour courses, new staff within 6 months, refresh every 2 years.
Massachusetts
MAIP Rule 31.B.14: producers and staff trained within 6 months; 3 CEU program.
Minnesota
Minn. Stat. 60A.954: antifraud plan required; training supports the plan.
New Hampshire
RSA 417:30 and Ins 4601.05: plan must describe who is trained and hours per year.
New Jersey
N.J.A.C. 11:16-6.5: entry training within 180 days, then 9 or 2 hours a year by role.
New Mexico
NMSA 59A-16C-10: $10M+ insurers file a plan by July 1 that educates employees.
New York
Ins. Law 409 and Reg. 95: introductory and refresher training for claims, underwriting and SIU.
Ohio
R.C. 3999.41 and 3999.42: antifraud program and fraud reporting; training supports both.
Pennsylvania
75 Pa.C.S. 1811 and 31 Pa. Code 119.22: plans with staff training; reports by March 31.
Tennessee
T.C.A. 56-53-111 and 56-47-112: plans must educate appropriate employees.
Utah
Utah Code 31A-31-112: antifraud plan must educate employees on fraud detection.
Vermont
8 V.S.A. 4750: anti-fraud plan must educate appropriate employees.
Washington
RCW 48.30A.050: train employees and agents to detect and prevent fraud; report by March 31.
State rules change. Confirm the current requirement for your company with your compliance team or the state insurance department. Our staff can help you map it.
Agents and brokers
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