Fair Claims Training

NATG is committed to providing quality insurance training to all California Insurance Companies, Self Insureds and Third Party Administrators. NATG offers the California Fair Claims Training On-Line.

Online students have the additional convenience of taking courses whenever they want. Our program allows users to start and stop without losing their place or data.  Administrators can see at the click of a mouse which personnel have completed the required courses. Compliance has never been so easy!


Important California Fair Claims Practice Regulations

§ 2695.1. Preamble.
(a) Section 790.03(h) of the California Insurance Code enumerates sixteen claims settlement practices that, when either knowingly committed on a single occasion, or performed with such frequency as to indicate a general business practice, are considered to be unfair claims settlement practices and are, thus, prohibited by this section of the California Insurance Code.

§ 2695.2. Definitions.
(d) "Claims agent" means any person employed or authorized by an insurer, to conduct an investigation of a claim on behalf of an insurer or a person who is licensed by the Commissioner to conduct investigations of claims on behalf of an insurer.
(k) "Investigation" means all activities of an insurer or its claims agent related to the determination of coverage, liabilities, or nature and extent of loss or damage for which benefits are afforded by an insurance policy, obligations or duties under a bond, and other obligations or duties arising from an insurance policy or bond.

§ 2695.6. Training and Certification.
(a) Every insurer shall adopt and communicate to all its claims agents written standards for the prompt investigation and processing of claims, and shall do so within ninety (90) days after the effective date of these regulations or any revisions thereto.
(b) All licensees shall provide thorough and adequate training regarding the regulations to all their claims agents. Licensees shall certify that their claims agents have been trained regarding these regulations and any revisions thereto. However, licensees need not provide such training or certification to duly licensed attorneys.

Do Private Investigators Require California Fair Claims & Anti Fraud Training?

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